Over the past decade successive rounds of bank closures and increasing trends towards fee charging ATMs have attracted widespread media and political attention.
This report explores how the latest developments in spatial analytical techniques can provide detailed insight into patterns of provision and change. These techniques are used to provide estimates of accessibility at local community level, to examine potential impacts that future closures may have on the additional distances needed to access these facilities, to develop an exploratory model of potential vulnerability to future closures, and to estimate access to retail banking opportunities amongst public transport users.